Bancassurance

  • Sehat Yaqeen
  • Waseela-e-Zindagi
  • Waseela-e-Zindagi Plus

 

Sehat Yaqeen

 

 

This is a complete Health Insurance Plan which is specially designed for all Mobilink Microfinance Bank Account Holders and their Dependents (if opted). This exclusively designed Plan not only provides health insurance facilities to the Customer and Dependent (Covered with TPL LIFE) but also provide following:

 

 

 

Features

 

 

 

Description

 

Hospitalization – Maximum Annual Limit

Rs. 100,000 Per Confinement Up to the Limit Co-payment (in case of Treatment at a Non Panel Hospital) 50% outside network

 

Sub-Limits

 

 

Room and board General ward up to Rs. 2,000 Ambulance Maximum of Rs. 500 MRI, CT scan, Endoscopy, Angiography, Thallium Scan Covered (during hospitalization only) Dialysis (if recommended by doctor), Kidney Stone, Cataract Surgery, Treatment of fracture Covered (during hospitalization only) Pre-Existing Conditions are not covered. In case of accident limit Covered Age Limit 18-64 years Pre-Existing Conditions (PEC) 45 Days Waiting Period PEC not covered for some treatments as mentioned above Coverage type Voluntary Loss of Income during Hospitalization  (Patient should be confined within a Hospital for at least 2 consecutive days, and benefit will be payable for maximum 30 days for each hospitalization) Rs. 500 per day Burial Charges Rs. 25,000 Premium Rs. 550/- Term 1 Year

 

 

 

Eligibility

 

 

  • Age Limit of Spouse is 18 years to 64 years
  • Age Limit of Children is 6 months to 24 years

 

 

C-Section Coverage Benefit for Women (Optional):

 

 

 

Features Description:

 

 

Maternity Limit – Cesarean Rs. 35,000
Age Limit 18-44 years
Pre-existing conditions Covered after 60 Days of Policy Activation Coverage type Individual Premium Rs. 1,000/-

 

 

Waseela-e-Zindagi:

 

 

This is a flexible premium unitized investment linked assurance plan that gives the Client access to professionally managed Unit Linked Funds with the benefit of life insurance cover packaged in.

 

 

Product Description:

 

 

Waseela-e-Zindagi ensures that your family and loved ones are protected and cares for even in case of your demise.

 

 

 

Eligibility Criteria:

 

 

Age between 18 to 70 years.
 

Free look Period:

 

The plan offers free look period of 14 days in which you can cancel your policy by contacting Adamjee and get your premium.

 

 

Tenure:

 

 

The minimum policy term is 10 years and maximum policy term is 25 Years or up to age of 85 whichever comes first.

 

 

Premium Details

 

Minimum Premium 8,000/- Premium Mode Monthly/Quarterly/Semiannually/Annually

Premium Allocation:

1st Year 40% 2nd Year 80% 3rd Year 100%

Bonus Allocation:

10th Year 30% 15th Year 25% 20th Year 30%

Riders (Add-ons):

  • Critical Illness Rider
  • Accidental Death & Disability Rider
  • Spouse Protection Rider
  • Monthly Income Benefit Rider
  • Level Term Insurance Rider
  • Waiver of Premium Rider (Death)
  • Waiver of premium Rider (Disability)

 

Other Benefits:

 

  • Choice of Insurance Coverage
  • Protection Benefit
  • Plan Maturity Benefit
  • Partial Withdrawal
  • Ad-hoc Premium
  • Death Claim Value
  • Maturity Value
  • Surrender Value
  • Paid Up Value

 

Funds:

 

  • Investment Secure
  • Investment Multiplier
  • Amaanat Fund

 

Note:  * Terms & conditions Apply.

 

 

 

Waseela-e-Zindagi Plus :

 

 

This is a flexible premium unitized investment linked assurance plan that gives the Client access to professionally managed Unit Linked Funds with the benefit of life insurance cover packaged in.

 

Product Description:

 

The Policy Value of this plan will vary directly with the investment performance of the Unit Funds. To cater to a client's changing needs, the plan provides many flexible options such as altering his/her investment and protection level, topping up, switching among Unit Funds, etc.  .

 

Eligibility Criteria:

 

Age between 18 to 60 years.

 

Free look Period:

 

The plan offers free look period of 14 days in which you can cancel your policy by contacting Adamjee and get your premium.

Tenure:

The policy term is 5 years.

 

Premium Details:

 

Minimum Premium 100,000/- Premium Mode Monthly/Quarterly/Semiannually/Annually

Premium Allocation:

1st Year 70% 2nd Year 90% 3rd Year 100%

Bonus Allocation:

5th Year 25%

Riders (Add-ons):

  • Critical Illness Rider
  • Accidental Death & Disability Rider
  • Spouse Protection Rider
  • Monthly Income Benefit Rider
  • Level Term Insurance Rider
  • Waiver of Premium Rider (Death)
  • Waiver of premium Rider (Disability)

 

Other Benefits:

 

  • Protection Benefit
  • Plan Maturity Benefit
  • Loan Facility
  • Partial Withdrawal
  • Ad-hoc Premium

 

Funds:

 

  • Investment Secure
  • Investment Multiplier
  • Amaanat Fund

 

Note:  * Terms & conditions Apply.

 

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