Bancassurance


Corona Tahaffuz


Being unprepared for the uncertainties of life not only means putting your health and that of your loved ones at risk, moreover the current COVID-19 pandemic highlights the importance of taking timely precautions to avoid financial stress and anxiety. To help you ensure your wellbeing and that of your family, TPL Life and Mobilink Microfinance Bank introduce “Corona Tahaffuz”, offering financial assistance in case of COVID-19 diagnosis. Detailed features are;

Features Description
Initial Benefit Upon Diagnosis of COVID-19 Rs. 7,500 (Per Member Covered)
Quarantine (Per Day Benefit) for 14 Days Rs. 1,500 (Per Member Covered)
Funeral Expense in case of death due to COVID-19 Rs. 50,000 (Per Member Covered)
Premium Rs. 1,500 (Per Member)
Term 06 Months

Eligibility

All Mobilink Microfinance Bank Account Holders can avail this product for themselves and their Dependents (if opted).

  • Age Limit for Account Holder is 18 years to 69 years
  • Age Limit for Spouse, Mother, Father, Brothers and Sisters is 18 years to 69 years
  • Age Limit of Children is 6 months to 24 years

Note: * Coverage will commence after waiting period of 14 days.


Sehat Yaqeen


This is a complete Health Insurance Plan which is specially designed for all Mobilink Microfinance Bank Account Holders and their Dependents (if opted). This exclusively designed Plan not only provides health insurance facilities to the Customers and their Dependents (Covered with TPL LIFE) but also provides following:

Features

  • Hospitalization – Maximum Annual Limit Rs. 200,000
  • Per Confinement - Up to the Limit
  • Co-payment (in case of Treatment at a Non Panel Hospital 80% outside network

Sub-Limits

  • Room and board General ward up to Rs. 5,000
  • Ambulance Maximum of Rs. 500
  • MRI, CT scan, Endoscopy, Angiography, Thallium Scan Covered (during hospitalization only)
  • Dialysis (if recommended by doctor), Kidney Stone Covered (during hospitalization only)
  • Cataract Surgery, Treatment of fracture PEC are not covered
  • In case of accident limit Covered
  • Online OPD (Free Online Consultation on Phone, Chat & Video Accessibility for Medical Concerns)  Covered
  • Age Limit 18-64 years
  • Pre-Existing Conditions (PEC) 45 Days Waiting Period PEC not covered for some treatments as mentioned above
  • Coverage type Voluntary
  • Loss of Income during Hospitalization  (Patient should be
  • confined within a Hospital for at least 2 consecutive days,
  • and benefit will be payable for maximum 30 days for each
  • hospitalization) Rs. 500 per day
  • Burial Charges Rs. 25,000
  • Premium Rs. 1,000/-
  • Term 1 Year

Eligibility Criteria for Dependents


  • Age Limit of Father, Mother, Brothers, Sisters & Spouse is 18 years to 64 years
  • Age Limit of Children is 6 months to 24 years

C-Section Coverage Benefit for Female Account Holder/Spouse (Optional):


Features Description:


  • Maternity Limit – Cesarean Rs. 50,000
  • Age Limit 18-44 years
  • Pre-existing conditions Covered after 60 Days of Policy Activation
  • Coverage type Individual
  • Premium Rs. 2,000/-

Note:  * Terms & conditions Apply.


Waseela-e-Zindagi:

This is a flexible premium unitized investment linked assurance plan that gives the Client access to professionally managed Unit Linked Funds with the benefit of life insurance cover packaged in.


Product Description:



Waseela-e-Zindagi ensures that your family and loved ones are protected and cares for even in case of your demise.



Eligibility Criteria:



Age between 18 to 70 years.  



Free look Period:



The plan offers free look period of 14 days in which you can cancel your policy by contacting Adamjee and get your premium.



Tenure:



The minimum policy term is 10 years and maximum policy term is 25 Years or up to age of 85 whichever comes first.



Premium Details



Minimum Premium 8,000/-
Premium Mode Monthly/Quarterly/Semiannually/Annually
   


Premium Allocation:


1st Year 40%
2nd Year 80%
3rd Year 100%

Bonus Allocation:

10th Year 30%
15th Year 25%
20th Year 30%

Riders (Add-ons):

  • Critical Illness Rider
  • Accidental Death & Disability Rider
  • Spouse Protection Rider
  • Monthly Income Benefit Rider
  • Level Term Insurance Rider
  • Waiver of Premium Rider (Death)
  • Waiver of premium Rider (Disability)

Other Benefits:


  • Choice of Insurance Coverage
  • Protection Benefit
  • Plan Maturity Benefit
  • Partial Withdrawal
  • Ad-hoc Premium
  • Death Claim Value
  • Maturity Value
  • Surrender Value
  • Paid Up Value

Funds:

  • Investment Secure
  • Investment Multiplier
  • Amaanat Fund

Note:  * Terms & conditions Apply.


Waseela-e-Zindagi Plus :


This is a flexible premium unitized investment linked assurance plan that gives the Client access to professionally managed Unit Linked Funds with the benefit of life insurance cover packaged in.


Product Description:


The Policy Value of this plan will vary directly with the investment performance of the Unit Funds. To cater to a client's changing needs, the plan provides many flexible options such as altering his/her investment and protection level, topping up, switching among Unit Funds, etc.  .


Eligibility Criteria:


Age between 18 to 60 years.


Free look Period:


The plan offers free look period of 14 days in which you can cancel your policy by contacting Adamjee and get your premium.


Tenure:


The policy term is 5 years.


Premium Details:


Minimum Premium 100,000/-
Premium Mode Monthly/Quarterly/Semiannually/Annually
   

Premium Allocation:

1st Year 70%
2nd Year 90%
3rd Year 100%

Bonus Allocation:

5th Year 25%

Riders (Add-ons):

  • Critical Illness Rider
  • Accidental Death & Disability Rider
  • Spouse Protection Rider
  • Monthly Income Benefit Rider
  • Level Term Insurance Rider
  • Waiver of Premium Rider (Death)
  • Waiver of premium Rider (Disability)

Other Benefits:


  • Protection Benefit
  • Plan Maturity Benefit
  • Loan Facility
  • Partial Withdrawal
  • Ad-hoc Premium

Funds:


  • Investment Secure
  • Investment Multiplier
  • Amaanat Fund

Note:  * Terms & conditions Apply.

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Whether you have small business, repaying your loans or sharing the gift of life. We take care of all!..
چاہے آپ کے پاس چھوٹے کاروبار ہیں، اپنے قرضے کی ادائیگی یا اشتراک کرنا زندگی کا تحفہ ہو. ہم سب کی دیکھ بھال کرتے ہیں ..

 

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